hoomara
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AI transformation for
financial companies.

We help financial and fintech companies build
AI systems with measurable ROI.

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What to expect

Start with a free diagnostic call. End with a system your team owns.

  • AI-Readiness Check

    A fast, structured look at where you stand today.

    • Data Readiness
    • Team Readiness
    • Process Readiness
    • Compliance Readiness

    Readiness Score:68/100

  • Leverage Diagnostic

    We map where AI actually creates advantage in your business.

    • Risk underwriting9/10
    • Claims triage7/10
    • Customer onboarding6/10
    • Vendor ops4/10

  • Embedded Build

    We build inside your team. Not from a slide deck.

    • Discovery
    • In Progress
    • Build
    • Handover

  • AI Governance Setup

    Oversight and policy, built for regulators, not just auditors.

    • Data policyApproved
    • Model riskIn Review
    • Audit trailApproved

  • EU AI Act Readiness Assessment

    Where you stand against the EU AI Act, today.

    • Minimal
    • Limited
    • High
    • Unacceptable

  • Handover and Independence

    Your team runs and extends it. Without us.

    System handed over

    Owned and run by your team.

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Who we work with:

  • Neobanks
  • Insurtechs
  • Lending platforms
  • Embedded finance providers
  • Fintech scale-ups
  • Payment service providers
  • M&A advisory firms
  • Banks (retail modernization)
  • Insurers (retail modernization)
  • Asset & wealth managers
  • Compliance & risk consultancies
  • DACH-regulated financial institutions

Our Services

Start with a free session. End with a system your team owns.

  • AI Readiness Check

    30 - 60 minutesFree

    A free session, not a sales pitch. Three real opportunities, no deck required.

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  • Alignment Workshop

    ~1 weeksFixed price

    One working session, not a lecture. Turns the three opportunities from your Check into the one your team agrees to pursue.

    Learn More

  • Opportunity Diagnostic

    ~2 weeksFixed price

    A prioritized plan with cost, effort, and funding options, so the decision is easy.

    Learn More

  • Embedded Build

    4 – 8 weeksFixed price

    Built inside your business, with your team, so it fits how you actually work.

    Learn More
Check all our Services

EU AI Act, GDPR, DORA...Built in from the start, not patched on afterward.

Your system is built for this from day one. You don't have to worry about it.

  • EU AI Act
  • GDPR
  • DORA
  • MiFID II
  • BaFin
What every system also includes:
  • Documentation
  • Traceable decision paths
  • Audit Trail
  • Model Governance
  • Risk Controls
  • Consent Log
  • Explainability
  • Data Lineage
  • Access Control

Every system comes with documentation, human oversight, and a network of legal, compliance, and engineering specialists for anything that needs legal depth.

No surprise when the regulator comes knocking.

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How we deliver

1. We have a talk.

Start with a free session. End with a system your team owns.

Two consultants in conversation across armchairs

2. We identify the potential.

Start with a free session. End with a system your team owns.

A Hoomara consultant mapping opportunities with a client team

3. We deliver our promise.

Start with a free session. End with a system your team owns.

A Hoomara consultant handing a finished system over to the client team

“If you are still dependent on us when

we are done, we have failed.”

The Hoomara founding team

Why us

Proof, not promises.

Proven product

We already built one.

Notiva is our AI native financial operating system, already helping European entrepreneurs and freelancers run their finances.

Notiva

Learn more about Notiva

Deep bench

Backed by proven specialists.

Every engagement draws on a vetted network of freelance experts, each with years of hands on experience in their field.

A specialist from the Hoomara freelance network.
Hikmat Imanov, founder of Hoomara

FOUNDER

Hikmat Imanov

Built Notiva's AI-native financial system from scratch. Brings that same hands-on experience into every Hoomara engagement, from build to handover.

QUALIFICATIONS & BACKGROUND

  • EDUCATION

    B.Eng. Electrical Engineering & IT (RWU). AI-focused thesis, grade 1.7. M.A. Entrepreneurship & Innovation in progress, Munich.

  • VENTURES

    Four ventures founded, one exit. First company sold at 18, then AI and robotics ventures.

  • AI ENGINEERING

    Hands-on with LLM integration, AI pipelines, document parsing, multi-tenant SaaS.

  • LOCATION

    Munich-based, German C1. Builds for the DACH market from inside it.

KEY EXPERTISE AREAS

  • AI-Native Architecture

    Built Notiva from the ground up. Knows what AI-native Finance takes in practice, not just in a pitch deck.

  • Full-Stack AI Engineering

    LLM integration, AI pipelines, document parsing, multi-tenant SaaS. The technical core, not just strategy.

  • Embedded Delivery

    Works inside the team, not a roadmap handed over and left behind. Same hands-on approach used to build Notiva.

  • DACH Market Fluency

    Munich-based, German C1. In the room for client conversations, not dialing in from another time zone.

Rebuild from the inside.Keep the judgment.

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A 30 minute conversation. No deck, we promise.